Meticulous in his research, he provides accurate and up-to-date information. an_square_one 11 yr. ago You can use the ticket number to register your myki or if you require a refund. Student passes and concession cards cant be replaced online or over the phone. If NFC is shown and you can turn it on or off, you have NFC. After having a look at my account he goes "oh no it's already been blocked, you'll have to print out the form and post it in". No. Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. What are Your Rights as a Credit Card Holder? Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. They're talking bullshit. Here are some tips to save on fees and interest on a balance transfer. Your balance is protected from the time you tell us your myki is lost or stolen. What are the best business credit cards for cash back? Unless there is anything special in what you need, I would think that most people only need one or two myki cards. On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. So I had a mobile MyKi with around $6.xx balance on it. What credit cards don't require a deposit? 0000005511 00000 n Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. If you're still travelling after 2 hours, you'll be charged a daily fare. Imagine what they could have done to improve the public transport system with the $1.5 billion they pissed up on this debacle! For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. Tap Continue. Your Mobile myki expires after two years. A balance transfer can help you save money by moving high-interest debt on one credit card to a card with a lower interest rate or an introductory 0% APR offer.When you shift a balance to another . You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. 0000002823 00000 n We cant replace a lost or stolen unregistered myki. Your original go card will be cancelled immediately and cannot be used for further travel. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. 215 0 obj Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. See the cost of your recent trips and balance You can also request up to two years of travel and transaction history by calling 1800 800 007. If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. If you receive a check, you then need to forward it to your old card provider. I found that other card with $19.90 on it. 0000009156 00000 n 0000003774 00000 n endobj Credit cards may set a minimum balance transfer fee of $5 or $10. Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . Initiate the balance transfer. 183 0 obj No. MoneyGeek experts analyze the spending trends of Americans by relying on data provided by the Bureau of Labor Statistics (BLS). Children, seniors and concession go card holders travel at 50% of the normal adult fares. A balance transfer might fail if the amount you wish to transfer exceeds your available credit limit, if you initiate the transfer after the time period mentioned in a balance transfer offer or if youre trying to transfer a balance from a card issued by the same card provider. Your myki smartcard expires after four years. December 29, 2022 - 1:47PM. If you have Mobile myki you can set Auto Load via the Google Pay app. I understand your frustration, especially when it's something that can be done quickly. How many level crossings could have been grade-separated with that money? Alternatively, you may log in to your card provider's online platform and check the status of your balance transfer request at any time. Whats the difference between a hard credit inquiry and a soft credit inquiry? 0000006952 00000 n Get up to 5% cashback in rotating and newly added everyday categories. Well block your myki and arrange a replacement myki. What is the Best No Annual Fee Credit Card? How to Process Credit Card for Consumers & Merchants? If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"." When I realised I had dropped it somewhere on the way to work I logged into Mymyki.com.au and blocked it. How long do balance transfers take with Chase? Can I use Mobile myki on my Android phone? But is it possible to go to a ticket booth. Unlike MyK, opal cards are free so no issue with just getting a new one with $10 credit when you find yourself without your card. 2 If you're transferring a balance of $1,000, your balance transfer fee would range between $20 and $50. Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. How balance transfers work For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. Irrespective of the card provider handling your transfer, you may expect to find out the estimated turnaround time in advance. <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/. Save. *Rates, fees or bonuses may vary or include specific stipulations. Hold the phone still when touching on and off. There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. You need to be connected to the internet to top up your Mobile myki. I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card! You can only activate a Mobile myki on one device at a time. What is the best credit card for bad credit? Your myki money or pass can then be transferred to a new smartcard. To do so, you have to block your existing Myki card (annoying, we know). Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, Instantly top up via the PTV app by scanning your myki card. Do Not Sell or Share My Personal Information. Check your phone to make sure you're connected to WiFi or mobile data. Image what could have been done with a billion fucking dollars. If youre getting a 0% APR balance transfer card, check the duration of the promotional period and the APR that applies once the promo period ends. Is it a Myki issue? You can see up to six months of travel and transaction history via a website account and around 30 days of travel and transaction history via the PTV app. Go to Settings > Connected devices > NFC. The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . Apply for a traffic accident report; What is the best cash advance credit card? Cookie Notice If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. If you have a Mastercard or VISA card you can get and top up a Mobile myki. endobj If youre already an existing customer, then there is no incentive for Synchrony to allow you to transfer a balance between two accounts of their own. It has a 256-day expiry and credit is rolled over if you renew before the expiry. 186 0 obj The helpfulness of a financial advisor's answer is not indicative of future advisor performance. Can someone explain why this isn't possible? To replace your myki online, you must be requesting the same fare concession type as your original myki. Learner permit or driver test. One may also ask,do pensioners get free train travel in . You can also update it there if youre not on the latest version. You'll need your 15-digit myki number to register. There is no principle. 216 0 obj endobj 181 0 obj 0000118744 00000 n But to use it on another phone than on your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose 'Move to another device'. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. So I had a mobile MyKi with around $6.xx balance on it. Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? Alright I'll bite - the first one with the $26 had been registered, so I asked the call centre agent if he could transfer the money onto the new Myki (I had just bought a THIRD one) and he said it couldn't be done. The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. V/Line paper tickets can become invalid because of: Replace your ticket at any staffed V/Line station. Whats the Difference between Business vs. Auto top up and Auto-load cant be transferred to your new myki. Most issuers of balance transfer cards let you initiate the balance transfer process online. You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar. Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? I've got a new Myki in my Seniors package. What's Auto-load? If youve already bought a myki to travel, contact us to get a reimbursement of the myki fee. Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. I realise this is not a life-changer, but there's a principle at stake. Create an account to follow your favorite communities and start taking part in conversations. This is regardless of whether there is a myki pass or existing fare on the myki. How To Transfer A Credit Card Balance To Another Card. If your registered myki or your smartphone with a Mobile myki is lost or stolen, you can report it online orcall us to block your myki. Maintain your L-plate log book. How do I know if my balance transfer was approved? Although your overall credit utilization may be low, if the utilization on one card is high, that may negatively impact your credit score. 0000012144 00000 n If you can just transfer money between mykey cards, well then what would the tracability of those funds be? 0000004635 00000 n They are good for people who use transport frequently. Do you have any links to the technical specs of the miki? 0000001798 00000 n How does credit and credit cards work for students? Your first touch on creates a 2 hour fare. Enter the amount of debt you want . Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. You could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo Credit Card. Myki Money QTEM devices can be found at PTV Hub (SouthernCross). Haven't tried as yet. The system was developed by Kamco (Keane Australia . In a couple of weeks I will be renovating and furnishing a new house. A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. Transfer your balances to the card with the best offer or your new card. New comments cannot be posted and votes cannot be cast. Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. If this occurs, you won't incur a duplicate fare. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. Why do you need to keep swapping cards? there's no excuse for this money-grubbing by the Myki corporation. <> TL;DR lost 2 Mykis, had to buy another one and post in a form then wait up to 2 weeks for a replacement Myki. Now you cannot access it on your original device. In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. 0000008137 00000 n Your Mobile myki will now appear in Google Wallet. Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. You can register either when you buy your myki, or at a later date. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. 8:35pm Feb 8, 2020. How Many Credit Cards Should a College Student Have? Manage another person's myki Replacements usually take up to 10 business days and include the remaining balance of the old card. When I went online and tried to get a refund they asked me for my card number from the last top-up, I tried a few cards but can't seem to get it right. If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. I called, they told me it couldn't be done and that I would need to fill out a form. If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. Tap the Add button . This will let you manage your myki as you would a physical myki card. For example, set your myki Money to top up with $50 when your balance reaches $10. All myki smartcards expire after four years. 185 0 obj My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. The process begins when you submit a balance transfer application. logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. You can also request up to two years of travel and transaction history by calling1800 800 007. Editorial and user-generated content is not provided, reviewed or endorsed by any company. For example, when your myki Money balance reaches $10, you could top up with $20. The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. Your new starting balance would be $3,090. -- Lee Huffman, credit card expert at BaldThoughts.com. Photo: 10255185_880/Getty Images. <>/MediaBox[0 0 594.96 842.04]/Parent 29 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> According to the Fares and Ticketing Manual (ptv.vic.gov.au) The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. 0000014445 00000 n 0% intro for the first 15 months (then 19.24% to 27.99% variable) $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. 1. 187 0 obj Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. What if my card is lost or stolen? Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? My child lives in the region, so I was able to order a new card, have the balance transferred from expired car to the new card, and the new card has been delivered via . Click on "Select Offer.". the PVT website says: "What to do with your myki when you leave Melbourne. They could have at least have forms on their website to print and send. If you're still travelling after 2 hours, you'll be charged a daily fare. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Make sure you pick a card that accepts balance transfers and has advantageous rates. 1. What a frikkin waste of money! If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. Find out how much to top up at Fares. Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. 0000001755 00000 n What Happens to a Student Credit Card After Graduation? It seems pretty archaic having to fill out a form and send it in for a replacement Myki. About a week back, I went from Frankston to St. Albans, changing at Flinders. Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. I still don't understand why though - what is the technology required to do this? Does a balance transfer happen automatically? I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. For the amount of money that has been put into developing the system I'd think something as basic as that should be possible. Contact us to request the transfer. More than a year ago, I needed to change my concession Myki to full fare (no longer a student). 0000011139 00000 n Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. If you travel occasionally pay as you go with myki Money. You can report your registered myki smartcard as lost or stolen by: Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. Tell them that you want to escalate the matter and lodge a complaint and they'll likely just sort it out in a '21st century' manner. You can request a new, free myki smartcard through your online account. Transferring the balance to a card with a 27% APR and a 3% transfer fee means paying $810 in interest a year, plus a $90 balance-transfer fee. If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on. Auto top-up: If you have auto top up on your original myki, this service will not be transferred to your new replacement myki. Alternatively, you can complete our online Replace your myki form and a myki will be mailed to you. The only way is to download a form, fill it out, post it in, and wait weeks. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. Step 3: Review Card Offer Terms. Wait a few minutes then check the app to see your balance. At this stage, these are the only card types available on Mobile myki. startxref You may want to hire a professional before making any decision. In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. I was told that when I made a new card I would be able to transfer the money across. EDIT; The card that I want to transfer FROM was lost and it was de-activated. Keep in mind that credit utilization is also affected by individual card balances. This lets you contact us to request a refund of any balance on the Mobile myki. endstream Public transportation passes transfer on Google Pay android phones. Mobile Myki can be set to Auto Load. You probably want to transfer a balance to save money not spend more. We are committed to being fully transparent with our readers. A subreddit for Melburnians and Melbourne enthusiasts! Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. A balance transfer lets you use a credit card to pay debt on another credit card. If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. The call centre staff member told me "we're not a financial institution so it's not that simple". No. Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor. <<71A2449DD11DB2110A0003F7900591FF>]/Prev 491244/XRefStm 1429>> I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. 182 0 obj Yes. You start by buying a $5 SIM and then add PAYG credit that can be purchased in $15, $25, or $35 amounts. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> Select the card with the best balance transfer offer available to you. But your balance can be transfer to another card at some of the PTV stations. The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. For a bus anyway. But what if the amount is comparable to or less than the postage? Mobile myki is different to an existing myki card. endobj If your card is registered, simply notify PTV on 1800 800 007 and they will freeze the account and transfer the money onto a new card. Simply allow 24 hours for travel and transactions to appear. What are the best credit cards for bad credit with no deposit and instant use?
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